December 16, 2009 – The holiday season is not only a busy and intense time of the year with fun family gatherings and gift giving, it is also a time when busy people can become careless and vulnerable to theft and other holiday crime. Taking a few prevention measures can help protect your safety and keep your holiday season joyous.
Here are some ideas suggested by crime prevention specialists to help boost your holiday shopping safety and security, and help conquer these holiday evildoers:
Many crimes occur in parking lots. While you are shopping in the stores, thieves will be “shopping” in parking lots. You should be aware of what, and who, is around you from the minute you exit your vehicle.
Always park in well-lit areas, even during the day. Sometimes a quick shopping trip can drag out and you find yourself walking to your car after dark. If you are already parked under a light, your car will be visible.
Many times people who are shopping all day will go back to their car to drop off purchases. This is not a good idea, but if you are going to do it, put the parcels in your trunk or cover them with a blanket so they are not visible. Always lock your car.
Stay off your cell phone when walking to and from your car. Your full attention needs to be on your surroundings.
Trust your instincts. If someone is approaching you and they make you feel uncomfortable, move in a direction where there are several people and ask for assistance.
Don’t shop alone. There is safety in numbers.
Avoid carrying large amounts of cash.
Have your keys out when you leave the store and ready to enter your vehicle.
Do not overload yourself with packages to the point that you cannot protect yourself if someone dangerous approaches.
While shopping, remain alert as to where your personal effects are. Purses and wallets contain everything a criminal needs to commit identity theft, auto theft and residential burglary (drivers license, home addresses, checkbooks, keys to homes, etc.).
Ladies, never put your purse in a shopping cart. Criminals like to work in pairs. While one distracts your attention, the other will take off with the complete purse or reach in and take the wallet. Keep the purse over your shoulder with the purse firmly pressed close to your body. If the purse is too heavy to carry, then it’s time to think about lightening the load.
On-line shopping safety suggestions
If going to shopping centers and circling a parking lot endlessly is not your cup of tea, you may choose to do your shopping online. If you choose to do so, you still need to safeguard your money and personal information.
Be sure you are shopping on a secured website. To determine this, check that https:// appears in address line where you are to enter your personal information. Also be sure that there is a “closed” padlock symbol in the browser window. If that padlock is open, then the site is not secured.
Be sure you are shopping on a legitimate website. Don’t just type in the store name with the .com behind it. What you may think is just the store’s name with .com after it, may be entirely something different. Call your local store and ask them for their website address. Shop at sites that have a real-world presence. This means that this is not just a business online, but that this store exists in the real world.
Make sure you have updated anti-virus and anti-spyware software on your computer. Be sure your firewall is also turned on.
Holiday Gift Cards
While some gift cards have no expiration date, because they are reloadable cards, there are others that do have an expiration date that you need to be aware of. You need to closely check the fine print on the back of the card or your receipt for those time limits.
Also remember, purchasing a gift card from any merchant does not guarantee that business will be open when you or the recipient wishes to redeem it. Our economy is still recovering and sometimes a business finds itself in a situation where they must make a difficult choice to close.
Extra ways to safeguard against Gift Card Scams
If you are accustomed to purchasing gift cards from a display rack that has various store cards, be aware that you may become a victim of theft. Value drainers jot down the card numbers found on the back of the cards simply by lightly prying the card from its cardboard base. The value drainer then waits a few days and calls the toll free number on the card to see how much of a balance THEY have access to on the card. Once it has been determined that the card has been activated and the amount on the card, they begin their Christmas shopping online, all at your expense.
Be sure to purchase gift cards from reputable sources. If purchasing gift cards online, be sure to purchase them from the online versions of the store and not from auctions. Some auctions have been known to be scams.
Whether you choose a card from a rack or have a clerk hand it to you, always examine both sides of what you’re buying before paying for it, even if that means removing the item from its packaging to do so. If you see signs of tampering, or you see that the card’s PIN has been exposed, don’t purchase the card. Instead, hand it over to the store’s management, pointing out what you saw.
Keep your receipt as proof of purchase for as long as there is value stored on the card.
Some card issuers offer the option of registering the gift card at the store’s website. Doing so gives you the ability to periodically check your card’s balance online.
Following these tips, as well as use good common sense, should help you have a safe holiday season.