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Payroll Coverage in Business Insurance

Does Business Interruption Insurance Cover Payroll? If your business has recently suffered property damage in a protest or you have had to close up to comply with stay-at-home orders due to COVID-19, you might be concerned with your ability to cover employee wages once your cash reserves dry up. Business interruption insurance is an optional Read More

Business Interruption Insurance Exclusions

Business Interruption Insurance Claims Think of the last time you saw a commercial for the latest antidepressant or allergy medication. Each commercial has a  long list of side effects at the end. If you are a business owner, you know that business interruption insurance works the same way. You purchase insurance to protect your business Read More

You May Suffer Memory Loss After a Concussion

A concussion typically occurs when a person suffers a blow or jolt to the head that causes the brain to move, and to sustain damage, within the skull. Virtually any violent accident or incident can cause a concussion. It is a common injury in motor vehicle crashes, accidental falls, and in a wide variety of Read More

Why Is IKEA Responsible When Its Furniture Tips Over and Hurts Someone?

Most people know IKEA, the Swedish-based furniture retailer, for its extensive lines of relatively inexpensive furniture. IKEA stores are widespread throughout the country. Unfortunately, though, IKEA furniture has sometimes proven injurious and even deadly, particularly to small children. Over the past 10 years, for example, IKEA dressers have tipped over and caused the deaths of Read More

What Happens if You Play Sports With a Concussion?

Stay off the Field Until Your Brain Has Healed Almost everyone has seen the news in the last few years about professional football players and their risk of developing chronic traumatic encephalopathy (CTE), a tragic brain disease linked to athletes sustaining repeated brain injuries, whether concussions or microtrauma, over the course of their careers. However, Read More

8 Tips for Preventing Diseases

Many types of diseases, including Alzheimer’s disease and cancer, seem to just happen, whether you take measures to prevent them or not. Environmental factors and genetics appear to play a bigger role than anything else. Others, like the novel coronavirus that has spread around the globe, seem to afflict people despite their best efforts at Read More

T-Bone Accidents: Determining Fault

T-bone accidents, also known as side-impact collisions, are not only hazardous but also can result in severe and devastating injuries. Furthermore, these accidents are not as straightforward as some individuals tend to assume. T-bone accidents occur from a variety of traffic situations, and depending on the circumstances, either driver may have caused the accident. To Read More

Motorcycle Helmet Laws

Whether you are an avid motorcycle rider or just starting out, you might have already heard of the controversy surrounding motorcycle helmet laws. Read on for more information. Freedom and Expression on Two Wheels Motorcyclists are a unique breed. Riding a bike is less of a way to get from one place to the other Read More

Many Accidents Cause Traumatic Brain Injuries

When you leave the house to head to work, run errands, or just to take advantage of the sights and sounds of your hometown, you expect to return home safely. No one anticipates their day will end in a health emergency, particularly not one caused by someone else’s careless, reckless, or intentionally harmful actions. Unfortunately, Read More

14 Tips for Preventing Wildfires, Reducing Fire Damage, and Maintaining Fire Safety

Every year, wildfires cover thousands of acres of land across California. Substantial property damage and loss of life follow. Citizens can go a long way toward reducing the risk of wildfires. In fact, a few simple steps on your part can help protect your property and the property of everyone else around you. 1. Don’t Read More

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