[profileleft][/profileleft]Insurance companies operate by understanding the numbers surrounding risks and other percentages. Actuaries are able to predict the probability of crashes and other events with remarkable accuracy. Some insurance companies release different types of rankings that relate to accidents on a regular basis. Allstate Insurance is one of those companies. Every year, Allstate releases its rankings for the safest and most dangerous cities in which to drive. Unfortunately, for the second year in a row, San Diego finished well below the halfway mark of the 200 American cities that were included in the survey. That’s mostly because of the ongoing possibility for drivers to be involved in San Diego auto accidents. Allstate included other factors, but the bottom line is that motorists in this area should be aware of the dangers they face on our local roads.
About the Allstate Best Drivers Report
The complete breakdown of cities in the United States appears at this link. The survey included the largest 200 cities in the United States with a population of over 50,000 based on data provided by the United States Census Bureau. Allstate used the following criteria in order to determine its annual rankings:
- Average years between insurance claims
- Relative claim likelihood compared to the national average
- Braking events per 1,000 miles
- Ranking after controlling for population density
- Ranking after controlling for the average annual precipitation
Based on all of these criteria, San Diego finished in 123rd place out of the 200 largest cities in the United States for the second year in a row. The statistics for each of the criteria relating to San Diego are as follows:
- 8.7 years between insurance claims
- 13.7 percent more likely to file a claim than the national average
- 15.8 braking events per 1,000 miles
- A ranking of 111th after controlling for population density
- A ranking of 132nd after controlling for the average annual precipitation
For comparison’s sake, Los Angeles finished 193rd in the survey. The 5 safest cities in which to drive include:
- Brownsville, Texas
- Kansas City, Kansas
- Madison, Wisconsin
- Cape Coral, Florida
- Boise, Idaho
Conversely, the 5 most dangerous cities in which to drive include:
- Springfield, Massachusetts
- Washington, D.C.
- Baltimore, Maryland
- Worcester, Massachusetts
- Boston, Massachusetts
San Diego Auto Accidents – Statistical Overview
In 2015, more than 6,800 San Diego auto accidents occurred within the city limits. Additionally, more than 2,500 of these collisions resulted in at least one injury and nearly 100 of them led to at least one fatality. The number of San Diego auto accidents in 2015 rose by approximately 500 when compared to 2014. The number of injury and fatal accidents also increased appreciably. Overall, driving in San Diego comes with a high degree of risk compared to the majority of other large cities in the United States.
Perhaps if people are aware of this information, they will drive with a bit more caution. However, hundreds of people will likely still be injured in crashes during 2016. If you are one of them, contact the San Diego car accident lawyers at Gomez Trial Attorneys as soon as possible for a free case evaluation.