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Those of us who live and drive in San Diego County have heard the sarcastic comments over the years.  We hear these musings regarding what must happen to motorists as soon as it starts to rain.  Recent transplants especially seem to react with utter disdain at the mayhem that can unfold on busy streets and

[profileleft][/profileleft]No one should drive while distracted.  No one can reasonably claim that they do not understand this message.  Despite the fact that advocacy groups have spent countless hours and dollars attempting  to raise awareness with regards to distracted driving, too many people still engage in this conduct.  Many states even have laws against distracted driving.

Insurance companies operate by understanding the numbers surrounding risks and other percentages.  Actuaries are able to predict the probability of crashes and other events with remarkable accuracy.  Some insurance companies release different types of rankings that relate to accidents on a regular basis.  Allstate Insurance is one of those companies.  Every year, Allstate releases its